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Monthly Archives: December 2022

    Applying For a Mortgage? Here’s What You Should Avoid Once You Do

    By Amy Balster | December 28, 2022

    While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders need to source your money, and... Read More

    What To Expect From the Housing Market in 2023

    By Amy Balster | December 21, 2022

    The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position. As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that’s never happened before in a calendar year. This... Read More

    You May Have More Negotiation Power When You Buy a Home Today

    By Amy Balster | December 14, 2022

    Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from other buyers. And with... Read More

    Prioritizing Your Wants and Needs as a Homebuyer in Today’s Market

    By Amy Balster | December 7, 2022

    There’s no denying mortgage rates are higher now than they were last year. And if you’re thinking about buying a home, this may be top of mind for you. That’s because those higher rates impact how much it costs to borrow money for your home loan. As you set out to make a purchase this winter, you’ll... Read More

    3 Ways You Can Use Your Home Equity

    By Amy Balster | December 1, 2022

    If you’re a homeowner, odds are your equity has grown significantly over the last few years as home prices skyrocketed and you made your monthly mortgage payments. Home equity builds over time and can help you achieve certain goals. According to the latest Equity Insights Report from CoreLogic, the average borrower with a home loan has almost $300,000 in equity right now. As you... Read More