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Author Archives: Amy Balster

    Want To Sell Your House? Price It Right.

    By Amy Balster | January 25, 2023

    Last year, the housing market slowed down in response to higher mortgage rates, and that had an impact on home prices. If you’re thinking of selling your house soon, that means you’ll want to adjust your expectations accordingly. As realtor.com explains: “. . . some of the more prominent pandemic trends have changed, so sellers might wish to adjust accordingly... Read More

    What Makes a House a Home?

    By Amy Balster | January 18, 2023

    There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of buying a home are important, the non-financial and emotional reasons are too. Home means something different to all of us. Whether it’s sharing memories with loved ones at the... Read More

    Today’s Housing Market Is Nothing Like 15 Years Ago

    By Amy Balster | January 11, 2023

    There’s no doubt today’s housing market is very different than the frenzied one from the past couple of years. In the second half of 2022, there was a dramatic shift in real estate, and it caused many people to make comparisons to the 2008 housing crisis. While there may be a few similarities, when looking at key... Read More

    Wondering How Much You Need To Save for a Down Payment?

    By Amy Balster | January 4, 2023

    If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don’t let a common misconception about how much you need to save make the process harder than it could be. Understand 20% Isn’t... Read More

    Applying For a Mortgage? Here’s What You Should Avoid Once You Do

    By Amy Balster | December 28, 2022

    While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders need to source your money, and... Read More

    What To Expect From the Housing Market in 2023

    By Amy Balster | December 21, 2022

    The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position. As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that’s never happened before in a calendar year. This... Read More

    You May Have More Negotiation Power When You Buy a Home Today

    By Amy Balster | December 14, 2022

    Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from other buyers. And with... Read More

    Prioritizing Your Wants and Needs as a Homebuyer in Today’s Market

    By Amy Balster | December 7, 2022

    There’s no denying mortgage rates are higher now than they were last year. And if you’re thinking about buying a home, this may be top of mind for you. That’s because those higher rates impact how much it costs to borrow money for your home loan. As you set out to make a purchase this winter, you’ll... Read More

    3 Ways You Can Use Your Home Equity

    By Amy Balster | December 1, 2022

    If you’re a homeowner, odds are your equity has grown significantly over the last few years as home prices skyrocketed and you made your monthly mortgage payments. Home equity builds over time and can help you achieve certain goals. According to the latest Equity Insights Report from CoreLogic, the average borrower with a home loan has almost $300,000 in equity right now. As you... Read More

    What Homeowners Want To Know About Selling in Today’s Market

    By Amy Balster | November 22, 2022

    If you’re thinking about selling your house, you’re likely hearing about the cooling housing market and wondering what that means for you. While it’s not the peak intensity we saw during the pandemic, we’re still in a sellers’ market. That means you haven’t missed your window. Realtor.com explains: “. . . while prospective home sellers may lament that... Read More